Roof Damage: Tips for Roof Insurance Claims

Phil's Main Roofing 

(203) 838-4545

www.philsmainroofing.com

Image courtesy of Stuart Miles / FreeDigitalPhotos.net

As a property owner, insurance is a topic that must be covered in order to prevent any unexpected charges when damage occurs. During stormy seasons, wind, hail, or snow damage can leave property owners stuck owing hundreds to thousands of dollars due to major roof repairs or replacements. When choosing an insurance company, it is crucial to know what damages will be covered under your policy, and it's even more important to understand how the insurance claim process works. Thanks to usclaimexpert.com, we've created a guideline you can follow when making an insurance claim on roof damage:

1. Identify Damage Quickly: Damage from a wind or hail storm can easily be missed from the ground level. If you suspect even the slightest bit of damage after a storm, have a professional roofer inspect your roof.

2. Temporary Repairs: Bad storms can cause small cracks, missing shingles, or broken seams. If this is the case, use a tarp for temporary repairs in order to prevent leaks; leaks would only create a larger problem in the future. Without temporary repairs, you could even run into insurance problems in the long run.

3. Make Your Claim Immediately: It's important to contact your insurance company's 24 hour claim hotline immediately to make a claim rather than wait to get in touch with your agent. You know the saying; the sooner, the better!

4.  Do Research: Always research different roofing materials first, and ask your insurance company for a list of products that may come with a discount on your home insurance policy. Research methods may include using the Internet, going to your local supply store, or even talking to a roofing contractor to get suggestions.

5. Carefully Choose Your Contractor: When choosing which roofing contractor you'll work with, make sure to question how they handle insurance claims and the claim process. This will only help you down the line, especially if you find yourself in a sticky situation.

Are you struggling with roof damage? Call Phil's Main Roofing for help! We are a fully licensed and insured roofing company that is able to assist you with all of your roofing needs. We guarantee quality service and will make sure you're never left without a roof over your head; we offer 24 hour emergency service! For help with roof repairs and replacement, contact us at (203) 838-4545!